According to the Bureau of Economic Analysis, Americans’ personal savings rates are about half of the amount they once were. For the past few years, the personal savings rate has hovered around 5 percent, but that’s still significantly lower than the savings rate from 1950-2000, which averaged 9.8 percent.1   For many retirees, a big…

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The first half of 2018 went well in terms of market performance and economic growth. In fact, the second longest-running bull market in U.S. stock market history managed to weather a few bumps and bruises to climb even higher. That’s the good news. 1 The bad news is the expected near-term headwinds that could change the tide…

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Chemotherapy may be highly effective in treating cancer, but its side effects also can be a nightmare for patients. Medical researchers have long tried to determine how to successfully cure cancer without chemotherapy, and a recent study yielded some very positive results.1   In the largest-ever study on breast cancer treatment, funded by the National…

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Middle-aged adults have a plethora of middle-aged financial priorities. It’s hard to even call them priorities because each one is important; it’s just a matter of spreading the money you have across a variety of different needs.   In fact, a typical mid-life checking account might include payouts for a mortgage, college tuition, a savings…

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The Pre-Retirement Bucket List Crossing items off a bucket list is one of the things pre-retirees look forward to most. However, there are some things to check off during your working years that could make retirement even more enjoyable.   If you have dreams of climbing Mount Kilimanjaro or touring Napa’s wine valley, you might…

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China is Leading the Charge China appears to be leading the charge in the future of transportation infrastructure — but it’s happening today. The government has constructed a test section of solar-panel comprised road, mapping sensors, and electric-battery rechargers to create an “intelligent highway.” The design enables on-the-go recharging of electric-vehicle batteries as well for…

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Changes in Taxes The Tax Cuts and Jobs Act (TCJA) featured an important provision for divorcing couples to consider. For divorces executed after Dec. 31, 2018, alimony will no longer qualify as a tax-deductible expense, while alimony payments will be tax-free to recipients. In other words, the tax burden on that income will shift from…

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Communal Living is The New Norm   One of today’s new housing trends was also popular more than thousands of years ago — communal living.1   In the Middle Ages, society was more interdependent. It wasn’t unusual for households to consist of far more than just biological family members; a myriad of shifting residents included…

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Heart Attack Symptoms: Men vs. Women   While heart attack symptoms are largely similar among men and women, women tend to be less aware their symptoms could potentially signal heart failure. The warning signs are common and subtle enough to be confused with flu symptoms, indigestion, menopause, or the regular aches and pains that come…

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Income Inequality Isn’t Good For The Economy   The income gap between the wealthy and the poor is widening in the U.S.1 Why does that matter? Because there are studies that indicate a wide swathe of income differentiation is not good for economic growth.   In the years following the Great Recession, we often heard how…

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