Ethos Capital Advisors, LLC Blog


 

Decreasing Benefits Contribute to Retiree Bankruptcy

Only 19 percent of U.S. employers still offer retiree health benefits.   For most of the 20th century, it was common for employers and unions to sponsor health care insurance for retired workers, which helped pay for some or all of Medicare’s cost-sharing requirements and deductibles. However, this trend reversed sharply in the mid-1990s. A survey…

The Power of a Healthy Mind

Can having your mind in the right place improve your health? It can’t hurt.   We’re living longer, but we aren’t always prepared for what lies ahead. It’s easy to become disillusioned as new aches and pains crop up or our body doesn’t work like it used to. But just as we exercise and eat…

How To Protect Yourself From Scams, Hacks, and Breaches

In 2018, 29% of All Calls Were Fraudulent   According to a telecommunications study of 50 billion telephone calls over an 18-month period, nearly four percent of calls in 2017 were fraudulent. In 2018, that number jumped to 29 percent of all calls. At that pace, the number of fraudulent calls is expected to rise…

Updates on Social Security

Social Security Benefits Are Scheduled to Increase Good news for retirees: Social Security benefits are scheduled to increase 2.8 percent in 2019, the biggest bump since the 3.6 percent increase in 2012. The average beneficiary – who received about $1,405 a month in 2018 – can expect to see just over $39 more each month,…

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