Oil’s Five-Year Low
U.S. oil prices have plunged to their lowest levels in nearly five years, signaling a major shift in global energy markets that carries both opportunities and risks for investors. West Texas Intermediate (WTI), the benchmark [...]
Volatility Is Back
If it feels like the stock market’s smooth ride has suddenly hit a few bumps, you’re not imagining things. After a long stretch of relative calm, volatility has returned—and with it, the kind of headlines [...]
Purchasing Power Risks
Inflation may no longer be making front-page news, but its aftershocks continue to ripple through retirement budgets across America. Even with a decline from pandemic-era peaks, everyday prices for essentials – such as food, housing, [...]
HAS as a Retirement Strategy
Healthcare is one of the most underestimated expenses in retirement. According to Fidelity, the average 65-year-old couple retiring today may need over $300,000 for medical costs alone. With inflation pushing costs even higher, investors need [...]
4Q25 Offers Homebuyers an Opportunity
Now may be a favorable time for U.S. homebuyers. Several market and policy shifts—recent Federal Reserve rate cuts, easing home values, and improved buyer leverage—are reshaping the housing landscape in 2025. For buyers able to [...]
Empty Nest?
The day children leave home is one that parents both anticipate and dread. After years of packed schedules, family commitments, and juggling responsibilities, the sudden quiet can feel unsettling. This stage—commonly referred to as the [...]
Understanding Labor Market Reports
The U.S. labor market is one of the most important indicators of economic health, and investors follow it closely to anticipate changes in growth, inflation, and monetary policy. Yet no single report can capture its [...]
Scam Alert: Fake Social Security Admin Emails
Your financial well-being depends on fraud prevention and smart planning As your financial advisor, safeguarding your personal and financial information is paramount. The Social Security Administration's Office of the Inspector General (SSA OIG) has issued [...]