Building Financial Wellness in a High-Cost Environment
You can't invest your way to financial security if your financial foundation is cracked. This might be the least exciting topic in this newsletter, but it's arguably the most important. In October 2025, with the [...]
Financial Planning for Seasonal Expenses
The holiday season is synonymous with increased spending—gifts, travel, entertainment, and charitable giving can strain even well-managed budgets. With ongoing market volatility and policy uncertainty, intentional financial planning becomes critical for maintaining long-term goals while [...]
Of Course It’s an AI Bubble
Anyone paying attention to financial markets can see that the excitement around artificial intelligence is real. The money flowing into the sector is enormous. The valuations are rising fast. And many of the numbers don’t [...]
Navigating Growth Concerns and AI Optimism
The investment landscape in late 2025 is defined by a paradox that's keeping even seasoned strategists up at night. Markets are experiencing a powerful convergence of AI-driven growth and evolving central bank policies, with scenarios [...]
Charitable Giving and Tax Benefits
Charitable giving has long served dual purposes for many investors: supporting causes they care about while receiving valuable tax benefits. However, the One Big Beautiful Bill Act has fundamentally altered the charitable giving landscape, with [...]
Oil’s Five-Year Low
U.S. oil prices have plunged to their lowest levels in nearly five years, signaling a major shift in global energy markets that carries both opportunities and risks for investors. West Texas Intermediate (WTI), the benchmark [...]
Volatility Is Back
If it feels like the stock market’s smooth ride has suddenly hit a few bumps, you’re not imagining things. After a long stretch of relative calm, volatility has returned—and with it, the kind of headlines [...]
Purchasing Power Risks
Inflation may no longer be making front-page news, but its aftershocks continue to ripple through retirement budgets across America. Even with a decline from pandemic-era peaks, everyday prices for essentials – such as food, housing, [...]