Income
Planning
• Expense & budget analysis • Maximize S.S. Family Income • Inflation Planning • “Income gaps” & spousal/survivor benefits
Investment
Planning
• Fiduciary Model • Institutional “hands on” money management • Asset class diversification • IRA/401k asset planning
Tax
Planning
• Tax minimization • Charitable giving • Stretch IRAs • Roth conversion analysis
Healthcare
Planning
• Long-term care planning • Health Insurance planning and assistance • Medicare planning and assistance
Legacy
Planning
• Estate planning • Probate avoidance where possible • Trust and Wills, and POAs • Life Insurance Benefits
Retirement Income Planning
By evaluating your current income situation, we’ll be able to ensure your expenses can be paid every month while maximizing your social security, exploring your pension options, inflation, and other considerations critical for your retirement income plan.
Investment Planning
After we are sure your income is steady month-to-month, we will evaluate your risk tolerance and capacity and then build a portfolio tailored specifically to your overall financial goals. We offer a large array of funds and equities to create cost-efficient and high-quality portfolios.
Tax Planning
Generating more tax diversification is our main goal when tax planning. Whether it is income tax, capital gains tax or estate tax, we will assess your current tax liability and develop strategies to minimize your taxes during your retirement.
Healthcare & Medicare Planning
The healthcare system can be overwhelming, especially in relation to Medicare or the high cost of Long-Term Care. We take the time and care to ensure that you know all of your options and create a plan that matches your budget and situation.
Estate & Legacy Planning
By working closely with our team, we can help plan and maximize the amount your loved ones will inherit, control how it will be given and minimize the amount of taxes paid.
Pharma Benefit Planning
Our years of experience will help enable you to navigate the risks and complexities of your unique employer-sponsored retirement benefits with confidence through clarity.
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