PRIVACY POLICY
Investment advisers are required by law to inform their clients of their policies regarding the privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.
TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT
We collect non-public personal information about you that is either provided to us by you or obtained by us with your authorization. This can include, but is not limited to, your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.
PARTIES TO WHOM WE DISCLOSE INFORMATION
All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:
- For everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;
- For our marketing – to offer our products and services to you;
- For joint marketing with other financial companies;
- For our affiliates’ everyday business purposes – information about your transactions and experiences and information about your creditworthiness; or
- For affiliates and non-affiliates to market to you.
If you are a new customer, we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
PROTECTING THE CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and buildings.
SMS COMMUNICATION
Ethos Capital Advisors is committed to safeguarding your privacy and providing clear communication regarding our SMS messaging practices. This policy outlines how we handle your phone number and other related information when you opt-in to receive SMS messages from us.
Collection and Use of Information: When you provide us with your phone number, either directly or through our website or office interactions, you are opting in to receive SMS communications. These communications may include administrative messages such as scheduling and confirming appointments, and important updates related to your account. Standard message and data rates may apply.
Data Sharing and Disclosure: We may share your phone number with our SMS service providers who assist us in delivering these messages. We do not sell, rent, or lease your phone number to any third parties. We may disclose your information if required by law or as necessary to protect our rights.
Data Security: We implement industry-standard security measures to protect your phone number and SMS content from unauthorized access. SMS messages and phone numbers are retained only as long as necessary to fulfill their intended purposes and comply with legal requirements. To request deletion of your information, please contact us using the details provided below.
User Rights: You have the right to opt-out of receiving SMS messages at any time. To do so, simply reply with the word “STOP” to any SMS message you receive from us. For access, updates, or corrections to your information, please contact us using the details provided below.
CHANGES TO THIS POLICY
Ethos Capital Advisors may update this policy from time to time. Any changes will be posted on our website and will be effective immediately upon posting.
CONTACT US
For any questions or concerns regarding our SMS communications or privacy practices, please contact us at:
- Newtown, PA Office
- By Phone: 215-968-1820
- By Mail: 111 S. State Street Newtown, PA 18940
- Princeton, NJ Office
- By Phone: 609-336-3023
- By Mail: 100 Overlook Center, 2nd Floor Princeton, NJ 08540
- info@ethoscapitaladvisors.com
FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT
Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes – information about your creditworthiness or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt-out of these types of sharing.
DEFINITIONS
- Affiliates – companies related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies.
- Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you.
Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are important to us.