PRIVACY POLICY

Investment advisers are required by law to inform their clients of their policies regarding the privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.

TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT

We collect non-public personal information about you that is either provided to us by you or obtained by us with your authorization. This can include, but is not limited to, your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.

PARTIES TO WHOM WE DISCLOSE INFORMATION

All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:

  • For everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;
  • For our marketing – to offer our products and services to you;
  • For joint marketing with other financial companies;
  • For our affiliates’ everyday business purposes – information about your transactions and experiences and information about your creditworthiness; or
  • For affiliates and non-affiliates to market to you.

If you are a new customer, we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

PROTECTING THE CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and buildings.

SMS COMMUNICATION

Ethos Capital Advisors is committed to safeguarding your privacy and providing clear communication regarding our SMS messaging practices. This policy outlines how we handle your phone number and other related information when you opt-in to receive SMS messages from us.

Collection and Use of Information: When you provide us with your phone number, either directly or through our website or office interactions, you are opting in to receive SMS communications. These communications may include administrative messages such as scheduling and confirming appointments, and important updates related to your account. Standard message and data rates may apply.

Data Sharing and Disclosure: We may share your phone number with our SMS service providers who assist us in delivering these messages. We do not sell, rent, or lease your phone number to any third parties. We may disclose your information if required by law or as necessary to protect our rights.

Data Security: We implement industry-standard security measures to protect your phone number and SMS content from unauthorized access. SMS messages and phone numbers are retained only as long as necessary to fulfill their intended purposes and comply with legal requirements. To request deletion of your information, please contact us using the details provided below.

User Rights: You have the right to opt-out of receiving SMS messages at any time. To do so, simply reply with the word “STOP” to any SMS message you receive from us. For access, updates, or corrections to your information, please contact us using the details provided below.

CHANGES TO THIS POLICY

Ethos Capital Advisors may update this policy from time to time. Any changes will be posted on our website and will be effective immediately upon posting.

CONTACT US

For any questions or concerns regarding our SMS communications or privacy practices, please contact us at:

  • Newtown, PA Office
    • By Phone: 215-968-1820
    • By Mail: 111 S. State Street Newtown, PA 18940
  • Princeton, NJ Office
    • By Phone: 609-336-3023
    • By Mail: 100 Overlook Center, 2nd Floor Princeton, NJ 08540
  • Email
    • info@ethoscapitaladvisors.com

FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT

Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes – information about your creditworthiness or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt-out of these types of sharing.

DEFINITIONS

  • Affiliates – companies related by common ownership or control. They can be financial and non-financial companies.
  • Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies.
  • Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you.

Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are important to us.

Terms and Conditions:

These terms and conditions are between you and ECA (“we,” or “us”), and they apply to and govern your use of ECA’s website, located at https://ethoscapitalmgt.com (the “Site”). Your use of the Site signifies your agreement to be bound by these terms and conditions. If you do not agree to be bound by these terms and conditions of use, you may not access or otherwise use the Site. ECA may periodically change these terms and conditions, and any such changes will be effective immediately upon posting. We suggest that you periodically check these terms and conditions for changes. You may contact ECA with questions about the terms and conditions of this User Agreement. Visit the Site’s Contact page to send an email.

Limited License and Restriction on Use

ECA grants you a revocable, non-exclusive, non-transferable, limited right to access, use, display, and print the pages within the Site and the materials thereon for your personal and informational use only, provided that you comply fully with these terms and conditions of use, as well as any other rules, procedures, policies, terms, or conditions that govern all or any portion of the Site. At any time, and for any reason, we may revoke your right to use all or any portion of the Site. You shall not:

  • modify, delete, copy, reproduce, repackage, publish, broadcast, license, transmit, distribute, display, perform, redeliver, frame, create derivative works from, participate in the transfer or sale of, post on the Web, or exploit the Site, or any portions thereof, including, without limitation, any text, images, articles, photographs, illustrations, audio, video clips, graphics, interface information, data, tools, products, and other content or other materials on, generated by, or obtained from the Site (together, “”Content””), without our express written permission;
  • violate or attempt to violate the security of the Site in any way through any means or device, including, without limitation, spamming, hacking, or uploading computer viruses or time bombs, or through the means expressly prohibited by any provision of these terms and conditions of use;
  • use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of the Site;
  • take any action that damages or disrupts the functioning of the Site or our systems, or that imposes an unreasonably or disproportionately large load on our infrastructure;
  • decompose, decompile, reverse-engineer, disassemble, or otherwise deconstruct all or any portion of the Site; or
  • remove any copyright, trademark, or other proprietary notice or legend contained on (or printed from) the Site.

Links

The Site may contain links and pointers to other websites and resources (the “Linked Sites”). These links are provided for your convenience and for your reference only. These links do not constitute an endorsement by or association with ECA or any third-party resources or their contents. Hyperlinks do not imply that ECA is affiliated or associated with or is legally authorized to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through the hyperlinks, or that any Linked Sites are authorized to use any trademark, trade name, logo, or copyright symbol of ECA. If you access any Linked Site through the Site or otherwise, you do so at your own risk. ECA is not responsible for information on any Linked Site that is referred to, or accessible or connected by hyperlink to, the Site.

Information and Content

All content is for informational purposes only. Nothing on the Site is an offer or solicitation to buy or sell any security or other similar product. Although the Site may include investment related information, nothing on the Site is a recommendation that you purchase, sell, or hold any security or other investment, or that you pursue any investment style or strategy. You will use the Content at your own risk and bear the sole responsibility of evaluating the merits and risks associated with the use of any Content on this Site before making any decisions based on such Content. We do not give any advice or make any representations through the Site as to whether any security or investment is suitable to you or will be profitable. Nothing on the Site is intended to be, and you should not consider anything on the Site to be, investment, accounting, tax, or legal advice. Dated Content speaks only as of the date indicated or published. We make reasonable efforts to provide accurate Content, but at times we may not promptly update or correct the Site even if we are aware that it is inaccurate, outdated, or otherwise inappropriate. You agree that we are not liable for any action you take or decision you make in reliance on any Content.

Professional Designations and Certifications:

The CFP (Certified Financial Planner) is a professional certification granted by the Certified Financial Planner Board of Standards, Inc. (“CFP Board”). To attain the right to use the CFP mark, an individual must attain a bachelor’s degree from a US college or university and complete a college level course of study covering financial planning topics including insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning. The individual must also pass a comprehensive 10-hour exam, complete at least three years of full-time financial planning related experience and agree to be bound by the CFP Board’s Standards of Professional Conduct. In addition, to maintain the right to continue to use the mark, an individual must complete 30 hours of continuing education every two years and continue to agree to be bound by the Standards of Professional Conduct. The CFP Board is not affiliated with ECM. The use of this designation does not imply any approval or endorsement of any service provided by ECM or by the CFP Board.